Nicole Victoria | Money Coach

If this hits home, it’s not because you’re bad with money. Your brain is just doing what it learned to protect you. But you’re safe now—and you can take control. Start rewriting your money story today—link in bio for free tools to help you.

The truth they don’t want you to know about Black Friday deals⬇️⬇️ Black Friday isn’t the massive money-saving event they make it out to be—it’s a carefully planned strategy. Many retailers use a sneaky tactic called price anchoring, where they raise prices weeks before, just so they can slap a 'discount' sticker on it later. That 50% off? It’s often just the original price you could’ve paid last month. The real secret to shopping smarter? Use price trackers like CamelCamelCamel or Honey to see the price history of items before buying. Knowledge is power, babe, and it’s how you can avoid being tricked into buying things you don’t actually need (or saving less than you thought). Ready to save REAL money without giving up your Starbucks, shopping trips, or brunch dates? Join my free 30 Days to 100K training, where I’ll show you how to stop wasting money on what doesn’t matter and start spending on what brings you joy. The link’s in my bio—don’t miss it!

Growing up, my parents did the best they could. My mom stayed home with me and my sister for 10 years, and when she re-entered the workforce, she was underemployed. My dad fought cancer and a workplace injury that forced him to sell his belongings just to make ends meet. I thought struggle was normal. That money would always disappear. So in my 20s, when I started making money, I didn’t feel safe with it. I spent it as soon as I got it, avoided my bank account, and felt guilty for everything. I thought I was bad with money. But here’s what I’ve learned: being good with money isn’t about how much you make—it’s about what you believe about money. Most personal finance advice only gives you tactics—“stop spending,” “budget better,” “invest your money.” And while those things matter, they don’t fix the real problem. ✨ Overspending. ✨ Living paycheck to paycheck. ✨ Feeling like you’ll never have enough. These are just symptoms. Symptoms of a deeper issue—fear, scarcity, and beliefs you didn’t even realize you were carrying. That’s why the way I teach is different. Yes, I’ll teach you the million-dollar tactics—how to invest, where to put your money, and how to grow it. But I’ll also teach you why you’re doing what you’re doing—and how to stop. Because you can’t fix your finances without healing your relationship with money. 🧠 That’s why we have a therapist on staff to help our students heal those beliefs. 📈 And why we teach mindset, self-love, and investing—because you can’t build wealth if you don’t feel worthy of it. I’ve been where you are. I went from growing up riding the poverty line to becoming a millionaire by 30. I broke the cycle. And I can show you how to do the same. You’re not bad with money. You just haven’t been given the tools to change. If you’re ready to stop treating the symptoms and start fixing the real problem, check out my website 🫶

The wealthy don’t save their way to wealth—they grow it 👇 When I was in my 20s, I thought saving every penny was the answer to building wealth. Spoiler alert: it’s not. Saving alone won’t make you rich—it just keeps your money sitting still. I didn’t save my way to a million dollars. I grew my way there. I learned how to invest, let compounding do the work, and by 30, I was a millionaire. The best part? You don’t need to be a finance expert or have a huge paycheck to start growing your money. I’ll show you how in my free investing masterclass. Let’s grow your wealth, babe. You’ve got this!

I teach you how to stop living paycheck to paycheck and start making your money work FOR you 👇 As I was filming this, I didn’t even make it to the other side of my bathroom before the video ended. And here’s the wild part—my bathroom now is bigger than the bedroom I grew up in. But let me tell you, it wasn’t always like this. In my 20s, I was $40,000 in debt, living paycheck to paycheck, and felt like I was drowning. Then I learned the secret: the rich don’t just save money—they grow it. I started investing, building passive income, and by 30, I was a millionaire. Now, I’m here to teach you how to do the same—so you can grow your wealth and create the freedom you’ve always dreamed of. Ready to take the first step? Join my free investing masterclass and let’s get started. Grab your spot on my website under FREEBIES 🤍

Here’s the deal: when you invest, your money doesn’t just grow—it starts working for you. This magic is called compounding. Your money earns returns, then those returns earn returns, and it keeps snowballing. That’s why starting early is so powerful—your money has more time to grow. Here’s an example: If you start at 20 and invest $5,000 a year for just 10 years, you could have $1 million by 60. But if you wait until 30, you’d have to invest for 30 years just to end up with less. Time is the secret weapon of building wealth. But listen, if you didn’t start early, it’s NOT too late. There’s no shame, no blame—because we can’t change the past, but we CAN change the future. Even starting now with whatever you have will make a difference. Something is always better than nothing. You deserve to feel financially free, and it starts with taking that first step. Ready? Let’s freaking go: grab your spot on my website under FREEBIES 🤍

Recessions Make Millionaires 💅 Some analysts are predicting that both Canada and the US could be heading into a recession—and there are signs all around us that suggest change is coming. Anecdotally, I've noticed shifts in the content people post on social media, conversations people are having, and even the types of applications coming into my programs. One major red flag? Walmart reportedly ordered 80% less inventory for the holidays this year—an alarming sign of caution from one of the largest retailers in the world. We're also seeing changes in which businesses are thriving and which are struggling. When stock prices fall, most people panic—but this is exactly where opportunities lie. If you want to come out ahead, start preparing now. ✅ Build your emergency fund ✅ Pay off high-interest debt ✅ Negotiate a raise ✅ Reduce unnecessary expenses so you can save more If you're financially prepared when a recession hits, it can actually be a positive, not a negative. During stock market pullbacks, I’ve invested more, and that strategy has exponentially increased my returns. This doesn’t mean I stop investing consistently over time, but if I see the market pull back by 10% or more, I’ll take advantage by investing extra if I have the funds. The lesson? Preparation beats panic every time. Start building your financial safety net now so you can seize opportunities when they arise. Want to learn how to set yourself up for success? Join my free investing masterclass today and take the first step. Let's get you prepared to thrive!

I know this because I’ve done it. In my early twenties, I was $40,000 in debt with no idea how to handle money. But instead of staying stuck, I decided to learn how money works. That knowledge completely changed my life—by 30, I became a self-made millionaire. Here’s how it works: If you invest $200/month into the stock market (think the S&P 500, which has averaged a 10% return over the last century), compound growth could make you a millionaire by the traditional age of retirement. Want to get there faster? Start earlier, invest more, or utilize other strategies like real estate or leverage ✨️ My success was fast-tracked because I also leveraged real estate alongside investing in the stock market. While stock market investing is a no-brainer for 99% of people, real estate is another powerful way to grow wealth—though it does have some barriers to entry. I teach my students how to use both strategies to accelerate their financial freedom. If you’re ready to stop feeling stuck and start building wealth, I created a FREE Investing Masterclass to show you exactly how I did it—and how you can too. 🎯 Click the link in my bio to watch it now!

@Sheila🧿 The system isn’t broken—it’s rigged. Growing up riding the poverty line, I thought struggle was just part of life. But now? I see how the rules are stacked against us to keep us trapped in debt, overworked, and chasing someone else’s dream. I went from $40,000 in debt to a millionaire by 30—not by playing their game, but by learning the truth and creating my own rules. If you’re tired of being a pawn in their system, it’s time to take back your power. Start with my free training—because freedom starts with knowing better. Link in bio. Let’s go!

The accounts I’m using to grow my wealth in my 30s 👀 In my 20s, I was $40,000 in debt with no financial direction. Today, I’m a self-made millionaire with a plan that WORKS. In this video, I’m sharing all the accounts I use, why I chose them, and how they’re helping me crush my financial goals. No secrets, no gatekeeping—just real strategies you can start using too. If you’re ready to take control of your money, head to my website to check out my free trainings or apply to work with me as your seven-figure mentor. Let’s make it happen, babe!