Angelo Castillo

3 Financial Mistakes I’m Avoiding In My 20s 💸 1. Buying a pet I can’t afford Pets can be really expensive, not to mention time consuming. Some people commit to a dog or cat without having any plan or income and realize too late. Think carefully. 2. Not taking investing seriously Time is a cheat code to investing. If you start early enough, your money will grow and double at an alarming rate (relative). Start now! 3. Upgrading my lifestyle Just because i’m making more money, doesn’t mean i need to spend it. II dont need a lambo, or designer clothes. These are just a few money rules/lessons I live by. What are some of yours? #PersonalFinance #moneytips #wealthmindset #investing #buildwealth #money #personalfinance #investing #mindset #wealth #wealthy #wealthymindset #growthmindset #savemoney #invest #stockmarket #frugal

5 YouTubers that taught me about money more than my college degree! 💰#PersonalFinance #money #moneytok #fintok #finance #investing #invest

4 Bank Accounts You Need in Your 20s to Avoid Being Broke in Your 30s 💰 1. HYSA: Trad banks give you .01%. HYSA’s can give you 4% and higher. Build your emergency fund & save for big goals here. (🔗 in bio for my favs) 2. Roth IRA: It’s a brokerage account meant for retirement. Invest post-tax $$, grow it tax-free. Compound interest is your best friend. 3. 401(k): Free money. Contribute up to the employer match—no more, no less (unless you’re maxing everything). 4. HSA: Triple tax benefits + covers medical costs now *and* can be used like a retirement account later. THESE ARE ALL FREE! TAKE 10 MINS AND DO THIS NOW!!!!! Just sharing what I wish I knew sooner. Follow to level up your money game 🫡 #PersonalFinance #moneytips #investing #hysa #rothira #401k #hsa #financialfreedom #buildwealth

POV: You Lose Your Credit Vs Debit Card 💳 Honestly guys I never use my debit card. There is no reason to use it unless I need to withdraw cash, which I never do. If you can control yourself (don’t overpay) credit cards are the best. Got any credit questions? Lmk down below! #credit #creditcard #buildingcredit #PersonalFinance #finance #money #wealth

3 Rich People Tricks I'm Using In My 20's 🏦 Link in Bio To Sign Up For Your Own GoFundMe Giving Funds! 1. Reverse Budgeting I budget in reverse. I save first, then fill in the rest with living expenses, shopping etc. Savings and investments is priority #1! 2. Automations Instead of manually savings and investing, just set up automations so your money moves without you lifting a finger. Work harder, not smarter! 3. DAF's or Donar Advised Funds (like GoFundMe Giving Funds 👀) This is where GoFundMe comes in. Only the wealthy people with financial advisors were able to take advantage of DAF's for potential tax purposes. But now with GoFundMe Giving Funds, you and I have access to potentially lower your taxes and be able to give back! No fees, tax deductible right away. I just contributed $500, come join me! #wealth #rich #gofundmepartner #finance #charity #mindset #money

5 ETFs To Invest In Your 20’s! (beginner investing tips) 📈 Link in bio to see my portfolio! An ETF (Exchange Traded Fund) is basically a basket of different investments that you can buy in, all at once. Instead of betting on one company, you’re spreading your money across dozens if not hundreds of companies. For example: VOO is an ETF that tracks the S&P 500, aka the top 500 companies in the U.S. Apple, Amazon, Google, tesla etc I have atleast 50-75% in ETFS/Index funds as my financial foundation because it makes investing simple, less risky and less stressful. Plus you’re still getting a great return over the long run! I’m a huge fan of webull for daily account and Vanguard/fidelity for retirement accounts! Save this so you don’t forget! ##investing##invest##stocks##stockmarket##stock##howtoinvest##invest##wealth##mindset##frugal##savemoney##wealthy

How To Buy A Used Car (dont get scammed!) 🚗 1. Check the mileage – 12-15K miles per year is solid. 2. Inspect for damage, leaks, rust – don’t just glance. This can help you negotiate a better deal! 3. Review the vehicle history – Carfax or Autocheck saves you headaches. 4. Know what you can actually afford – aim for 10% of your take-home monthly pay. Buying a used car is almost always the smarter financial decision. Just don’t buy a peice of junk. Comment your best used car tips below 👇 #carbuyingtips #moneymoves #PersonalFinance #usedcar #buildwealth

Helping My Sister Invest Her First $10,000 (Part 1) 💰 Comment “PORTFOLIO” if you want to see my full portfolio! Even though we had a rough start, i am really glad this happened because the lessons were priceless. ✅ Stocks don’t just go up. ✅ You need to trust the process even when it feels uncomfortable. ✅ Wealth is built when the market is down Ngl tho , i am kinda upset that we weren’t able to full advantage of that big drop i april. We still bought but not as much as I would like. By the time everything dropped, she had already ran out of chips for the dip (she still has stuff saved but that’s her money). But again, she’s literally in highscool, so she’s good lol and she learned valuable lessons! We’re still a long way from her $10K goal, but im confident she’s going to be ahead of 99% of people her age because of this. If you want to see part 2, follow along! #investing #PersonalFinance #stocks #wealthbuilding #moneytips #longterminvesting #wealthmindset #financialliteracy #stockmarket #howtoinvest #wealth #mindset #frugal #savemoney #growthmindset

7 Stocks I’m Investing In This May! 📈  Comment “INVEST” for my free 5 steps to invest checklist + to see my portfolio! Link in bio These are the 7 stocks i’m investing in The stock market has been taking a beating, so i’ve been buying up as many deals as I can get my hands on. I still do have some cash to buy more if we go lower. Im really DCA into these positions 1. Tesla – bullish on robo taxi’s and robots. high risk tho 2. Costco – my fav stock. Its business model is rock solid (hello $4.99 rotisserie) + a loyal customer base 3. Nvidia – leading the AI boom. 4. VOO – my foundation: 500 of the biggest U.S. companies in one ETF. 5. Robinhood – just started a position yesterday. will DCA more 6. Amazon – still expanding everywhere and a force to be recon with 7. QQQM –ETF that tracks the Nasdaq 100. another part of my foundation The market’s rebounding, but we’re far from done. This is still one of the best times to build real wealth—if you stay consistent. #investing #stocks #stockmarket #wealthbuilding #PersonalFinance #tesla #nvidia #amazon #voo #qqqm #costco #wealthmindset #moneytips #invest #stock #fire

POV: you’re in your 20 ‘s 🥲 #twenties #adult #adulting #genz

5 Things I’d Never Do With Money In My 20s 💸 1. Fly first class Paying thousands for a few hours of comfort doesn't make sense to me. I’d rather splurge on the actual trip instead. Plus teleporting is the way to go 2. Use “buy now, pay later” They want you to spend more than you can afford. Don't end up paying for fees and interest. it’s a trap! 3. Use a debit card No points. No fraud protection. Why even use them. Credit card all day (if you’re smart with it). 4. Buy designer clothes They're selling hype, not quality. I'm not trying to go broke trying to look rich. 5. Keep money in my checking account If my money isn't growing, then it's losing its value. My money is either growing in the market or earning in a high-yield savings account. These are just a few money rules I live by. What’s one rule you follow with money? #mindset #SelfImprovement #personaldevelopment #moneytips #growthmindset #buildwealth #wealth #money

This ONE Mistake Could Cost You Up to $700,000 (don’t let this be you) If you’ve ever switched jobs, listen up. There’s over $1.65 trillion in forgotten 401(k)s just sitting out there. And honestly… I was one of them. I had a 401(k) from a summer job I left years ago—completely forgot it even existed. Meanwhile, it sat there collecting dust—and fees. Here’s the crazy part: Leaving that money untouched could cost you up to $700,000 in lost growth over your lifetime. Thanks to @Capitalize they can find it, handle the entire process and roll it over into an IRA you actually control. No stress. No phone calls. No fees. They handle all the paperwork, for free! Don’t leave your money behind. Put it to work. 🔗 Check the link in my bio to get started. #PersonalFinance #moneymoves #wealthmindset #buildwealth #financialliteracy #Capitalize #AD #PaidPartner #CapitalizePartner

3 Life Lessons I’ve Learned at 24 🤝 Link in bio for my investing checklist! 1. Worry about money now, or worry later. This really goes for everything in life. Health, relationships, money etc. You can either worry about it by choice now, or later on when it’s either by need or by survival. Choose now. 2. Choose battles wisely Everything in life has a trade off. You need to decide what does and what doesn’t matter to you. 3. You know what to do, you just don’t do it. We all know the basic of what we need to do, we just have trouble doing it. We procrastinate, we over analyze and wait. Simplify everything! I hope this helps! #money #PersonalFinance #investing #mindset #wealth #wealthy #wealthymindset #growthmindset #savemoney #invest #stockmarket #frugal

You’re Not Bad With Money, You Just Inherited Bad Habits 🧠 If you have a bad relationship with money, it’s not random. It’s probably learned. The way you save, spend, or stress about money is often rooted in how you were raised. It’s called your money attachment style. And just like in relationships, it all depends on your environment when growing up There are 4 main attachment styles: 1. Anxious: Obsess over money. Constantly check accounts. Spending feels unsafe. 2. Avoidant: Ignore your finances. Don’t check accounts. Avoid dealing with money. 3. Anxious: Avoidant – Swing between saving hard and spending impulsively. 4. Secure: Confident with money. Spend intentionally, save consistently, no stress. The key is awareness: You can’t change your habits until you understand where they came from. This was lesson #2 of 20 money lessons I learned in my 20s. Follow for lesson #3 #PersonalFinance #moneyhabits #wealthmindset #financialliteracy #moneytips #budgeting #investing #savemoney #financialfreedom #moneytrauma #mindsetshift #financialgrowth #moneyattachment #moneyanxiety

POV: Your Luggage Gets Damaged ✈️ If you ever get your luggage damaged on a flight, this is what you’re supposed to do! Most people don’t know that you can get compensated! This also goes for any luggage missing, flights delayed or straight up cancelled. Send this to your travel buddy! #airplane #airport #travel #traveltipa #traveling #abroad #southwest #spiritairlines